Tax Estimator 2025

Free US Federal & State Tax Estimator

Plan your financial year with confidence. Our comprehensive tool helps you estimate your taxes accurately — and it's 100% free.

Secure authentication • No credit card required

Powerful Features, Zero Cost

Everything you need to estimate your taxes accurately.

🏦

Federal Tax Calculation

Accurate calculations using the latest 2025 IRS tax brackets and standard deductions.

🗺️

State Tax Support

Support for all 50 states with dynamic income tax calculation based on your location.

📈

Investment Income

Handle dividends, capital gains, and losses with smart short-term vs long-term tracking.

⚖️

Scenario Comparison

Save multiple tax scenarios and compare them side-by-side to optimize your filing.

📄

PDF Export

Generate professional PDF reports with a full breakdown of your tax estimation.

🛡️

Secure & Private

Your data is stored securely in your private profile. We never sell your information.

Tax Estimator 2025

Estimate your taxes with detailed breakdown

Filing Status & Location

Filing Status

State (for State Tax) Select your state for state income tax calculation

Earners

Self-Employment / 1099 Income

Subject to 15.3% self-employment tax (Social Security + Medicare)

$ 1099 / Self-Employment Gross Income Total income from 1099-NEC, 1099-K, freelance work

$ Business Expenses Deductible business expenses

$ Quarterly Estimated Taxes Paid Total estimated tax payments already made

Investment Income

Bank Interest

Dividends & Capital Gains

$ Ordinary Dividends Taxed as ordinary income

$ Qualified Dividends Taxed at lower LTCG rates (0%/15%/20%)

$ Long Term Stock Gain

$ Long Term Stock Loss

$ Short Term Stock Gain

$ Short Term Stock Loss

$ ISO Stock Options (Spread at Exercise) The difference between the fair market value and your exercise price. Triggers Alternative Minimum Tax (AMT).

Deductions & Benefits

$ Charitable Donations

$ Mortgage Interest

$ SALT (Property/State Tax Paid) Capped at $10,000

$ Medical Expenses Only amount exceeding 7.5% of AGI is deductible

The app automatically chooses between Standard and Itemized deductions for you.

Dependents

Children Under 17 $2,000 credit per child

Dependents 17-23 (Student) $500 credit per dependent

Other Credits

EITC Eligibility (Manual) Earned Income Tax Credit for lower incomes

$ Education Credits American Opportunity / Lifetime Learning

$ Clean Vehicle Credit (New/Used)

Max $7,500 new / $4,000 used. Subject to AGI caps.

$ Other Retirement (Saver's Credit) Traditional or Roth IRA contributions, separate from 401k.

Configuration

$ Standard Deduction (2025) $30,000 for MFJ, $15,000 Single, $22,500 HoH

Real-Time Calculation

Auto-calculate as you type

$ 401k Contribution Limit (2025) $23,500 under 50; $31,000 if 50+

$ HSA Contribution Limit (2025) $8,550 family; $4,300 individual

📊 Calculation Result

Scenario Comparison

Save results from the Results tab to see comparisons here.

Free US Federal & State Tax Estimator

Powerful Features, Zero Cost

Federal Tax Calculation

State Tax Support

Investment Income

Scenario Comparison

PDF Export

Secure & Private

Loading...

Filing Status & Location

Earners

Self-Employment / 1099 Income

Investment Income

Bank Interest

Dividends & Capital Gains

Deductions & Benefits

Dependents

Other Credits

Configuration

📊 Calculation Result

Scenario Comparison

👤 Edit Profile

Disclaimer